Construction Insurance
Building a project involves significant investment, coordination, and risk
Building a project involves significant investment, coordination, and risk. Construction Insurance protects your projects, workers, and finances from unexpected damages, delays, and liabilities—ensuring smooth progress from foundation to finishing.
Why Construction Insurance Is Important
Construction sites face various risks such as accidents, natural disasters, theft, machinery failure, and legal liabilities. The right insurance ensures you stay protected against financial losses and project interruptions.
Our Construction Insurance Coverage Includes
🏗️ Contractors' All Risk (CAR) Insurance
Comprehensive protection for civil construction projects—covering:
Damage to building/structure during construction
Loss or damage to construction materials
Fire, theft, natural calamities, or accidental damage
Third-party liability for property damage or injury
Protection for plant and machinery at site
🔧 Erection All Risk (EAR) Insurance
Ideal for mechanical and electrical installation projects:
Cover for equipment during erection/installation
Testing and commissioning risk protection
Damage due to faulty operations, accident, or external causes
Third-party liability coverage
🚜 Contractor's Plant & Machinery Insurance (CPM)
Safeguards your construction equipment such as excavators, cranes, JCBs, and more:
Accidental damage
Fire, theft, and burglary
Breakdown and operational hazards
🧱 Workmen Compensation (WC) Insurance
Keeps your workforce protected:
Covers injury, disability, or accidental death of workers
Legal liability of employer
Medical expenses and wage compensation
👷 Project Liability Insurance
Protects you from legal and financial liability due to:
Third-party injuries
Damage to surrounding property
Accidental incidents caused during construction
Who Needs Construction Insurance?
Builders & Developers
Civil Contractors
Electrical/Mechanical Contractors
Infrastructure Companies
Independent Project Owners
Why Choose Ranay Insurance Services?
Multiple insurance providers for best quotes
Fast and hassle-free claim assistance
Expert guidance in selecting the right coverage
Tailored policies for all types of construction projects
Protect Your Construction Projects
Get the right construction insurance coverage for your project. Contact us today for expert guidance and competitive quotes.
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